Over the past two years, agency ad accounts have been the easiest way for most teams to drive traffic without worrying about Facebook's waves of restrictions. The process was simple: transfer a deposit plus a commission to a manager, receive ready-to-use access and launch campaign setups without configuring proxies, antidetect browsers or letting accounts rest.
As a result, many media buyers entered the industry who had grown accustomed to working through third-party services and had never built their own working setups.
Problems began in the fall of 2026, when intermediaries were hit by a wave of mass bans. Ad accounts started getting banned in batches before spending a single dollar, support teams stopped providing quick replacements, and teams' working capital became stuck in banned parent Business Managers.
As a result, many teams simply had to stop working: buying accounts from agencies no longer made sense, and they didn't know how to launch campaigns using their own consumables.
In this article, we'll examine why the agency ad account market may decline in the near future, what caused the problems for sellers and how to build a reliable setup to run traffic campaigns without constant disruptions.
Why Asian agency accounts disappeared: from credit lines to a tax on laziness
Claims that agency accounts last longer than regular accounts and are resistant to bans didn't appear out of nowhere. From 2023 to 2025, agencies from China and Hong Kong had access to official credit lines directly from Meta, with postpaid billing.
These accounts genuinely had high trust levels. Moderation rejected questionable creatives less frequently, and advertisers could immediately launch campaigns with substantial budgets without lengthy warm-ups.
The system worked until large volumes of aggressive gambling and nutra campaigns, along with unpaid ad spend, started flowing through these accounts. In response, Meta tightened partner verification and began withdrawing credit lines on a large scale.
After losing this access, most agencies became ordinary resellers. They purchase inexpensive setups, link their own virtual cards and provide accounts to media buyers, charging a commission of 8–10% of ad spend.
These accounts have no additional trust: they get banned just like any other purchased profiles. Essentially, agency commissions have become a tax on laziness for those who don't want to learn how to build setups themselves.
How these accounts work and why resellers started collapsing
Most solo media buyers and teams with small budgets purchased agency accounts from Asian sellers. Large services such as FBM and Monopoli have been operating in the market for a long time, but getting started with a small budget is difficult: they have high entry requirements, with deposits ranging from $500 to $1,000 and mandatory creative reviews by support before every launch. Under these conditions, quickly testing a questionable campaign setup isn't possible, so many turned to ordinary resellers.
When Meta closed credit lines in Asia, resellers started building their own setups using regular farmed accounts. They purchased a verified Business Manager because business verification makes it possible to create up to 20–25 ad accounts within it. The seller linked their own payment card to each ad account and gave media buyers access under the guise of an agency account.
Sellers also added a Fan Page to the same BM and shared access with media buyers' working social media profiles. As a result, dozens of affiliate marketers were connected to a single Business Manager, running campaigns in completely different verticals: while some promoted white-hat physical product offers, others ran gray-hat gambling or nutra campaigns.
To Facebook's security algorithms, this looks like shared infrastructure. If one media buyer gets banned for an aggressive creative or cloaking, Facebook reviews the entire managing BM.
The platform blocks the Business Manager, and the other 20–25 ad accounts are immediately banned along with the account responsible for the violation. As a result, media buyers running legitimate white-hat offers lost their campaign setups simply because they shared a BM with a banned account.
In the fall of 2026, these accounts started getting banned in batches. Sellers couldn't provide replacements: as soon as they created a new BM and linked another batch of accounts with shared pages, Facebook banned the setup during the card-linking stage.
Meanwhile, deposits made by media buyers remained inside the blocked accounts. Intermediaries couldn't quickly transfer that money to new accounts or refund their clients, so smaller sellers simply stopped responding.
Meta's new rules: why hiding activities through intermediaries has become harder
Problems with agency ad accounts weren't caused solely by shared BMs where resellers kept dozens of advertising accounts. Over the past year, Meta has also become stricter about verifying advertisers themselves. This has particularly affected agencies whose legal entities were used by media buyers to run traffic to third-party offers.
One of the changes concerns the Beneficiary and Payer fields. The first identifies who benefits from the advertising, while the second specifies who pays for it. Previously, an agency could register an account under its own company and provide access to affiliate marketers promoting completely different brands. Now Meta checks who is behind the advertising and compares that information with the details in the ad account.
A mismatch between the payer and the advertiser isn't considered a violation in itself. Problems arise when someone tries to hide the actual client behind another legal entity. Such actions can result in a ban for Circumventing Systems.
That's why the old approach of running affiliate offers through agency accounts while presenting them as white-hat projects has become much riskier.
Creative moderation has also changed. Previously, some aggressive ads could pass moderation thanks to neutral headlines and the high trust of agency accounts. Now Facebook checks not only the text but also the video itself, voiceovers and landing pages.
As a result, even if the description contains nothing suspicious, a creative can still be rejected before the campaign starts running. Regular farmed accounts that resellers sell as agency accounts have no advantages when it comes to these checks.
Amid the bans, major agencies such as FBM and Monopoli have become stricter about their clients' campaigns. Before launching, creatives must be submitted to support for review. For media buyers, this is a significant restriction, especially when they need to test several approaches in a single day.
Every new launch depends on how quickly a manager approves the advertising. Paying an additional 8–10% commission on ad spend for such accounts is becoming less attractive.
When a media buyer turns to resellers and purchases a farmed account disguised as an agency account, they end up with the worst possible conditions. The risk of a ban is exactly the same as with regular consumables, but the cost of failure is much higher.
With their own setup, media buyers use standard postpaid billing: they link a bank card and pay for impressions according to the platform's billing schedule after the ads have run. If a farmed account gets banned, the affiliate marketer loses only the cost of the account itself, while the advertising budget remains on the card.
With a disguised agency account, the system is based on prepayment. The media buyer transfers a deposit of several hundred dollars to the seller and immediately pays an additional commission. When Facebook blocks the account or its parent BM, the remaining budget becomes stuck in the balance.
The seller cannot transfer this money to another account and refuses to refund the deposit. As a result, the media buyer loses working capital and spends weeks waiting for replacements from support.
How to switch to your own setups and avoid bans
Building your own account farming department from scratch takes time and money because it requires dedicated staff, software and ongoing testing expenses. It's much easier to purchase high-quality consumables from trusted sellers.
We're talking about warmed-up social media profiles with an activity history, cookies, completed ZRD verification and native BMs. These profiles already have a decent level of trust, so there's no point spending weeks warming them up manually. The main thing is to introduce them into your workflow correctly.
When transferring a purchased account to an antidetect browser, it's important to consider the change in the working environment. Even if you have a cookie file and User-Agent, logging in from a new device looks suspicious to Facebook's algorithms because the hardware and IP address have changed.
If you start using the account actively on the very first day, it may trigger checkpoints requiring phone verification or a Passkey. To minimize triggers, use mobile proxies matching each account's GEO, and configure the browser fingerprints once without changing them afterward.
After importing the profile into the antidetect browser, you only need to make sure the linked email works and check two-factor authentication. Immediately afterward, the account should be left to rest for a week.
For all seven days, the profile should be left completely untouched. Don't scroll through the feed, like posts, add friends or open Ads Manager. Any activity from new hardware during the first few days attracts unnecessary attention from security algorithms, so the session needs time to become established on the device.
After seven days, you can start launching ads. On personal ad accounts belonging to social media profiles, the platform almost always imposes a strict initial limit of $50 per day. That's not enough for decent traffic volumes or scaling campaign setups, so launching directly from a personal ad account makes little sense.
Instead, you should work through Business Manager ad accounts. There are two options:
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Buy accounts where the native BM has already been created and warmed up by the seller directly on the account. It's already connected to the profile, so you won't need to link anything else.
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Purchase a separate warmed-up BM with a limit starting at $250 and grant administrator access to your rested social media profile through an invitation link.
An ad account with a decent initial limit allows you to set daily budgets of $200–$250 per ad set right away and comfortably spend $1,500–$2,000 per day without risking a hold due to a sudden increase in spending.
Conclusion
Buying ad accounts from unknown resellers on Telegram in the hope of getting high-quality agency accounts no longer makes sense. They haven't had the old setups with credit lines for a long time, and buying a regular farmed account inside someone else's BM only creates a constant risk of losing working capital.
There are now two options left on the market. You can work with major providers such as FBM or Monopoli if you have enough money for large deposits and are willing to get your campaigns approved through support.
If that approach doesn't suit you, the alternative is to build your own setups using high-quality warmed-up accounts. This gives you full control over campaign launches, allows you to test any approaches without support approval and lets you pay for advertising after the ads have run.
